En smilende ung person med bakvendt caps holder en basketball i en solfylt park, mens en annen person er uskarp i forgrunnen.

Mortgage pre-approval

Get a mortgage pre-approval and find out how much you can afford to spend on your own place. Together, we’ll work out how much you can bid when you find your dream home.

  • Completely free

    Get a free mortgage pre-approval

  • Valid for 3 months

    Mortgage pre-approval ready for home viewings

  • Easy and fast application

    Get a quick response from one of our great advisers

Smiling woman with long blonde hair in a dark blue blazer, standing outdoors in a residential street with blurred colourful houses and green plants in the background.

Owning your own home

What does it take to get your first mortgage?

There is no single formula for assessing mortgage applications. Every case is different, so we look at your specific situation.

Not enough owner's capital?

  • We may be able to make exceptions to the down payment requirements.
  • In 2025, we provided NOK 4.17 billion in loans through such exceptions.
  • This makes us one of the few banks truly committed to helping young people.
En smilende ung person med bakvendt caps holder en basketball i en solfylt park, mens en annen person er uskarp i forgrunnen.

Mortgage pre-approval - check how much you can borrow

Together we'll find out how much you can offer when you find out where you want to live.